Life Insurance

Life is unpredictable, and if the unexpected happens we’re here to help protect you.

Our online service is for customers who know what their demands and needs are for life cover and want to arrange this without personal advice and leaving you in control. We offer products from a wide range of insurers for Term Life Insurance and Term Life Insurance with a combined Critical Illness Cover.

We can also advise you on the most appropriate life cover products to suit your needs, giving you peace of mind and helping you to financially protect your family’s future.

Our Policies

A plan designed to help financially protect the life assured and their family based on your budget. Whether you’re looking for term assurance or a whole of life policy, we can help find a protection package that works for you and your family.

Life cover is designed to pay out a lump sum on death and could be used by your loved ones to:

  • pay off a mortgage
  • replace an income
  • pay for childcare or education costs
  • maintain their current standard of living


Critical illness cover is an insurance product that provides financial protection should you contract a serious illness or require ongoing treatment for a specific condition. Although people are living longer than ever before, the personal and financial cost of treating a serious medical condition can be high.

This could help improve your quality of life by paying for:

  • necessary treatment
  • home alterations
  • paying off your mortgage
  • covering regular bills

Income protection is designed to provide financial safeguards if your earned income is impacted in some way, whether due to injury, sickness or other circumstance that prevents an individual from working. Income protection will ensure that a proportion of the policyholder’s income is preserved, typically for the expected duration of their working life.

The value of your investment and any income from it may go down as well as up. You may not get back the original amount you invested. Past performance is used as a guide only; it is no guarantee of future performance.


Our Financial Planners can provide advice on the best level of life cover, if required, to meet your needs with the most appropriate products, and explain anything you are unclear about.